Spamdex - Spam Archive

Report spam

Send in your spam and get the offenders listed

Forward the spam you receive to

Also in

Free Money Finance

Free Money Finance

The Value of Education

Posted: 26 Oct 2016 02:05 AM PDT

Fox Business shares some data that highlights the value of education. The highlights:

Based on the assumption of a 40-year work history (from age 25 to 64) and using 2011 dollars for its example, the Census Bureau finds that full-time workers' lifetime earnings capacity soars as their education level rises. Non-high school graduates with a ninth through 12th grade education level and high school graduates in its example bring home $936,000 and $1.1 million in earnings over their lifetimes. Individuals with at least some college experience netted an average of $1.6 million, while those with an associate's degree brought home $1.8 million over their lifetime.

The data showed that people graduating with a four-year bachelor's degree earned an average of $2.4 million over their lifetime in 2011 dollars, with people attaining a master's degree bringing home $2.8 million. More specialized degrees, such as a doctoral or professional degree (for example, law or engineering), led to lifetime earnings of $3.5 million and $4.2 million, respectively.

To summarize, average lifetime earnings are:

  • Non-high school graduates: $936k
  • High school graduates: $1.1 million
  • Some college: $1.6 million
  • Associate's degree: $1.8 million
  • Bachelor's degree: $2.4 million
  • Master's degree: $3.5 million
  • Doctoral degree: $3.5 million
  • Professional degree: $4.2 million

Several thoughts on this info:

  • There's an on-going debate about whether or not education is worth it because of 1) cost/debt incurred and 2) the time it takes to earn a degree takes away from the number of years you earn an income. I think this data shows that educations is generally worth it (by generating more lifetime income) even given these two factors.
  • Using data from ages 25 to 64 seems to limit the value of some degrees. Many (most?) people have their Bachelor's degree by age 22 or 23 and many (most?) work way past 64. So it seems like the value of some degrees are understated. Even those with no degree could begin working at 18 or younger and work well past 64, making the non-high school graduates and high school graduates numbers higher too.
  • You can maximize the financial value of any degree by 1) cutting college costs (and time) in getting the degree and 2) working at your career so you make more than average. The above incomes are the average figures, but who says you have to be average? Even being just a bit above average will earn you a tremendous amount more over the course of a working career.
  • I'm not sure if an MBA counts as a Master's degree or a professional degree. Getting my MBA was certainly one of the smartest money moves I've ever made. I "only" worked 28 years and made well more than $4.2 million. That said, all that income wasn't from my career -- a decent amount was from investments (which my career enabled) and from a few side businesses.

Overall, this data seems to clearly show the value of an education, especially one done right (the lowest costs possible and the highest earnings possible). Anyone think differently or like to support what's above?


All titles, content, publisher names, trademarks, artwork, and associated imagery are trademarks and/or copyright material of their respective owners. All rights reserved. The Spam Archive website contains material for general information purposes only. It has been written for the purpose of providing information and historical reference containing in the main instances of business or commercial spam.

Lets beat spam together
Many of the messages in Spamdex's archive contain forged headers in one form or another. The fact that an email claims to have come from one email address or another does not mean it actually originated at that address!
Please use spamdex responsibly.

Yes You! Get INVOLVED - Send in your spam and report offenders

Create a rule in outlook or simply forward the junk email you receive to | See contributors

Google + Spam | 2010- 2017 Spamdex - The Spam Archive for the internet. unsolicited electric messages (spam) archived for posterity. Link to us and help promote Spamdex as a means of forcing Spammers to re-think the amount of spam they send us.

The Spam Archive - Chronicling spam emails into readable web records index for all time

Please contact us with any comments or questions at Spam Archive is a non-profit library of thousands of spam email messages sent to a single email address. A number of far-sighted people have been saving all their spam and have put it online. This is a valuable resource for anyone writing Bayesian filters. The Spam Archive is building a digital library of Internet spam. Your use of the Archive is subject to the Archive's Terms of Use. All emails viewed are copyright of the respected companies or corporations. Special thanks: We would like to thank Benedict who is a SEO Consultant who has freely given up his time to advise us on how best to maximise on our organic search traffic strategy and also for his wonderful creative vision on how to spread the word about Spamdex and how we try to combat spam across the globe. Click here for more information.

Our inspiration is the "Internet Archive" USA. "Libraries exist to preserve society's cultural artefacts and to provide access to them. If libraries are to continue to foster education and scholarship in this era of digital technology, it's essential for them to extend those functions into the digital world." This is our library of unsolicited emails from around the world. See Spamdex is in no way associated though. Supporters and members of Helping rid the internet of spam, one email at a time. Working with Inernet Aware to improve user knowlegde on keeping safe online. | Link to us | Terms | Privacy | Cookies | Complaints | Copyright | Spam emails / ICO | Spam images | Sitemap

Important: Users take note, this is Spamdex - The Spam Archive for the internet. Some of the pages indexed could contain offensive language or contain fraudulent offers. If an offer looks too good to be true it probably is! Please tread, carefully, all of the links should be fine. Clicking I agree means you agree to our terms and conditions. We cannot be held responsible etc etc.

The Spam Archive - Chronicling spam emails into readable web records

The Glass House | London | SW19 8AE |
Spamdex is a digital archive of unsolicited electronic mail 4.8 out of 5 based on reviews
Spamdex - The Spam Archive Located in London, SW19 8AE. Phone: 080000 0514541.