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Posted: 02 Nov 2016 02:05 AM PDT
Here's a piece on how you can retire on a cruise ship for $1 million or less. That in and of itself is an interesting thought and we'll discuss it in a minute.
And before you say it's totally unreasonable to do so, the post claims that retiring on a cruise line is cheaper than assisted living.
Of course, these are not real alternatives: To live on a cruise ship, you'll need to be reasonably healthy and not in need of the kind of assistance you get in assisted living. But it does offer a useful financial comparison. When you have limited financial resources, assisted living could drain your savings much faster than you’d like – and much faster than living on cruise ships. The national monthly median cost of assisted living is $3,628 or $43,536 annually, according to Genworth Financial. That’s approximately $119 and change on a daily basis.
Living on a cruise ship could let you hang on to more of your savings. To keep the cost of cruising lower than the cost of assisted living, you’d just need your average daily spending to be below that $119 cutoff.
They go on to list a ba-zillion caveats, but the concept is interesting -- to retire on a cruise ship.
A few thoughts from me:
So, those are my thoughts on retiring on a cruise ship. What's your take on the issue?
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