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Free Money Finance

Another Millionaire Couple with Average Income

Posted: 07 Nov 2016 02:05 AM PST

Following up on You Can Build a Fortune on a Small Income, here's a piece from Dave Ramsey about a couple that didn't make a fortune but became millionaires. Some details:

Even though they didn't have a huge salary early on, the pair established their saving goals and then lived a modest, comfortable life year after year. In fact, their household income over the past two decades only averaged around $70,000.

But because they invested early and often, the power of compound interest began to seriously multiply their nest egg.

Becoming a millionaire doesn't take a silver spoon—it takes an iron will.

"You can build wealth," Shawn says. "It doesn't take a college education, and it doesn't take someone who has wealthy parents and inherits a lot of money. It's really about putting in the work, having a plan, and working together to make that a reality."

So let's review the facts:

  • They had a decent but not a huge income.
  • They were committed to saving as much as they could (they wanted to grow their gap to be as large as possible).
  • They invested their money and saw it multiply.

As I've said, becoming wealthy is simple, but not easy. This means the concepts to growing your wealth are simple to understand (just those three points above) but not easy to implement (because it requires discipline, something the average American is lacking in spades.)

Anyway, consider this yet another example that you do not need to make a huge income to become wealthy.

That said, it is a lot easier to become wealthy the more you make. ;)


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